Universal v Suffrat
“Post-loss duties must be complied with” In Universal Property & Casualty Insurance Company v. Marie Suffrat, 3D23-2263 (Fla. 3d DCA 2025), the Florida’s Third District Courts of Appeal (“Third DCA”) was faced with an appeal of a final judgment following a jury verdict in favor of Marie Suffrat (“Suffrat” or “Insured”) against Universal Property &…
Offerees on Notice – See Something, Say Something!
Florida’s Second DCA Holds Proposals For Settlement Served Prior to Amendments to 1.442, Florida Rules of Civil Procedure Valid and Enforceable Because They Satisfied the Law in Effect at the Time they were Made! Congratulations to Florida Peninsula Insurance Company on a win after a win!In Stevens v. Florida Peninsula Insurance Company, Kimberly Salmon secured a…
Naze v. Universal
CLAIMS HANDLING EVIDENCE STILL INADMISSIBLE In Naze v. Universal Property & Casualty Insurance Company, Florida’s Fourth District Courts of Appeal (“Fourth DCA”) reaffirmed the longstanding rule that evidence of claims handling and bad faith is not admissible in a first party breach of contract action. Naze related to a water leak claim where the claim…
HCI V. Clark
At our firm, we are currently paving a way and establishing a clear, winning blueprint based on holding insureds accountable to the contracts they agreed to and leveraging the law to exclude speculative damage claims. Our litigation strategy is precise and is consistently obtaining victories, at all different stages of litigation upto and through trials.…
Fourth DCA Agrees – It’s Important To Be Prompt
Annie S. Antos, Esq. The Fourth District Court of Appeals (“Fourth DCA”) ruled that the trial court erred in prohibiting Universal Property & Casualty Insurance Company (“Universal”) from claiming that its insured, Thomas J. Yager and Deborah Jo Yager, violated their policy conditions by failing to promptly notify Universal…
The Red Herring A/K/A The Underwriting Inspection Report
In Citizens v. Arias, No. 3D23-0895 (Fla. 3d DCA 2024), the Third District Court of Appeal reversed four decisions from trial court Judge David C. Miller as well as the final judgment entered in favor of the insureds. The case returns to the trial court for further proceedings. The underlying insurance claim involved a water loss. Citizens argued the…